Save $2,027 in 2027
A year-long savings challenge with 100 boxes, from $5 to $36.
Savings challenges
A savings challenge turns a big number into small, doable steps. Pick a goal, put the sheet somewhere you will see it, and color in a box every time you move money into savings.
Pick one that fits your budget. If money is tight, start with the $250 challenge, which has boxes from $1 to $9 and no deadline. For a first real cushion, try $1,000 in 100 days. For a year-long habit, the 52-week challenge (or its reverse) is the classic. For big goals, there are $5,000, $10,000 and the $5,050 100 envelope challenge.
$1,000 in 100 days
One box a day for 100 days. Most are under $20.
$5,000 biweekly paycheck savings challenge
One amount per payday, 26 paydays, $5,000 by the end of the year.
$10,000 savings challenge
100 boxes, no envelopes or cash needed.
Reverse 52-week savings challenge
Start at $52 in January, end at $1 in December.
$250 savings challenge for tight budgets
50 small boxes, $1 to $9 each.
Couples savings challenge
Two people, one goal, $3,000. Each partner marks their own boxes.
Emergency fund tracker
Start with $1,000, then build to three months of expenses.
52-week savings challenge
Save $1 in week one and $52 in week 52.
100 envelope challenge tracker
Numbers 1 to 100. Fill every envelope and you have $5,050.