100 envelope challenge tracker
Numbers 1 to 100. Fill every envelope and you have $5,050.
The 100 envelope challenge went viral for its simplicity: number 100 envelopes from 1 to 100, pick one at random, and put that many dollars in it. Fill them all and you have $5,050.
This tracker shows all 100 numbers on one page, so you can see at a glance which envelopes are done. It works just as well if you skip the envelopes and save into a bank account.
How it works
Number 100 envelopes from 1 to 100. Each day or week, pick one at random and put that many dollars in it. All 100 add up to $5,050. This tracker shows every number, so you can color in each envelope as you fill it, with or without real envelopes.
| To finish in | Save per week | About per day |
|---|---|---|
| 3 months | $388.47 | $55.50 |
| 6 months | $194.24 | $27.75 |
| 1 year | $97.12 | $13.88 |
| 2 years | $48.56 | $6.94 |
How to use it
- Pick a number, any number, and save that many dollars.
- Color in that box on the tracker.
- Keep going until every box is colored in.
Ways to use it
- Half version: numbers 1 to 50 for $1,275.
- Weekly: pick two or three envelopes each payday.
- Skip the envelopes and save into a bank account.
Tips
- Mix big and small: pair a $90 box with a $5 box to keep each week manageable.
- Most people take 100 to 200 days. Write your goal date at the top.
Questions
How much is the 100 envelope challenge?
$5,050: the numbers 1 to 100 added together.
How long does the 100 envelope challenge take?
It is often done in 100 days, which averages about $50 a day. Many people take 200 days or a year instead, which is about $25 a day or $97 a week.
Do I need real envelopes?
No. Color in the number on this tracker and move the money to savings.
Goes well with
- Cash stuffing envelope tracker Eight envelopes, each with a budget and a running balance.
- $10,000 savings challenge 100 boxes, no envelopes or cash needed.
More savings challenges
Save $2,027 in 2027
A year-long savings challenge with 100 boxes, from $5 to $36.
$1,000 in 100 days
One box a day for 100 days. Most are under $20.
$5,000 biweekly paycheck savings challenge
One amount per payday, 26 paydays, $5,000 by the end of the year.
$10,000 savings challenge
100 boxes, no envelopes or cash needed.
This printable is a general planning tool, not financial advice. Read the full disclaimer.